Complex Financing

Who says you can’t get free money? Check out these limited-time offers from these banks to pad your savings with cash.

(Disclaimer: Read all fine print on any offer before you sign up to make sure you qualify for the cash incentive. Also, make sure you will use the account or card appropriately or else the bonus you receive may be negated by additional banking fees or charges. Aside from that serious note, here are free money opportunities that won’t be around long!)

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  If you are a current Bank of America customer, you can receive $35 in your personal or small business checking account for setting up online bill pay. Make three online bill payments within 30 days to get $35 OR 2 online bill payments within 30 days to get $25, and Bank of America will deposit the cash in your account. It’s that simple.
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  Switch to Bank of America and receive $100 bonus for new customers with a qualifying personal checking account with a minimum balance of $500. The account must be open for at least 30 days and you must make at least one transaction on your new check card. Tip: if you open from a branch, the MyAccess Checking account is charged a monthly maintenance fee; open online and there is no fee. Offer expires February 28.
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  Sign-up for ING Direct’s Electric Orange Account and activate your accompanying debit card with 3 signature-based debit purchases within the first 45 days of opening your account, you’ll get an extra $25 deposited into your account. Consider this free money just for using your checking account as you normally would.
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  New customers can open a PerkStreet Financial checking account with a minimum $25 deposit; keep your account active for 3 months, and receive a $50 bonus. Keep your account active by using your debit card, writing a check, using online Bill Pay, or initiating a withdrawal or deposit on the account at least once a month. Check out a to learn more.
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  For a larger cash bonus, open a qualifying Chase business checking account with a minimum deposit of $500 (must be “new money” not previously held by Chase or affiliates) within 30 days of opening and you get $200. Sign up for a User ID at online and you’ll be able to view the above link properly to avail of the offer. Or, call or visit a branch to apply. Offer ends January 30.
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  Here’s another high money offer; open a signature checking account with Union Bank to earn $200 by doing two of the three actions: make 3 online bill payments, initiate monthly direct deposits, or make 5 debit card purchases. If you sign up for only one service, you still get a $100 bonus. However, Signature Banking requires a minimum combined average monthly balance of $10,000.

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