Feb 03

Credit repair scams are on the rise – and while the FTC continues to go after fraudulent credit repair companies, being an informed consumer is your best defense against being taken in by a scammer. With credit repair scams becoming more sophisticated, it pays to revisit the three most common red flags when it comes to credit repair scams.

Tip 1: Ask questions to any prospective credit repair company before you sign up for service.

Make certain that you know what you are paying for, and how your credit report will be handled. Be certain that any credit repair company you choose has a privacy policy and security in place to protect your sensitive information.

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Feb 01

I was at a wedding not too long ago and the bride gave an interesting speach about her new husband. He fancied himself a real DIY type fix it guy but she told a different story. She explained how it usually ended up costing her more paying a real contractor to fix everything that he usually screwed up.

I am a big fan of trying to fix things on my own but sometimes you have to give in to the fact that you are in over your head and hire a professional to do things right. I know nothing about spring plungers so why would I play around with them? I wouldn’t. On the same token if I know nothing about plumbing or fixing a dryer then I shouldn’t be messing around with them either.

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